Principal Software Engineer (cba)

Job Description

Organization

At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title: Principal Software Engineer

Location: Bangalore

Business & Team: BB Tech

Impact & contribution

As a Principal Software Engineer within Payments Customer Servicing, you will be responsible for the transformation of payment enabling technologies and business operations within a cloud-enabled, AI-driven platform and software architecture. Your role involves developing solutions, guiding design decisions to achieve key outcomes across the Payments Operations portfolio. You will also be responsible for conducting design analysis and providing estimations throughout all project phases, from business case development and ideation to discovery and inception.

Roles & Responsibilities:

• Design and implement BIAN APIs, specifications, and integrations leveraging Power Platform, Pega, and cloud-native services
• Lead high-performing API, Power Platform, and Cloud Engineering teams, fostering collaboration and technical excellence
• Own and govern solution designs ensuring scalability, security, and compliance across multiple technologies and platforms
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• Adopt a ‘Design to Run’ mentality to architect robust, supportable solutions optimized for Azure, AWS, and hybrid environments
• Provide developmental advice and consult on business case/ideation, discovery, inception, and enhancement requests by analyzing current vs target architectures, ensuring alignment with ES strategy and architecture standards
• Collaborate with Solution Architecture and functional SMEs to prototype solutions, exploring alternatives with a focus on simplicity, reusability, and low total cost of ownership
• Engage with upstream and downstream system representatives to deliver integrated end-to-end solutions that meet operational and business objectives
• Proactively seek opportunities for continuous improvement of core product systems, leveraging Agentic AI capabilities, advanced analytics, and data insights
• Work with senior technical and business management teams to identify issues in current architectures, develop target architectures, and communicate their features and benefits effectively
• Lead and influence business partners, peers, team members, and vendors to ensure alignment and successful delivery

Essential Skills

• Over 14-18 years of comprehensive experience designing and developing RESTful APIs and microservice architectures
• Proven expertise in Microsoft Power Platform, Power Automate, and .NET frameworks, ensuring scalable and maintainable solutions
• Extensive background in Pega application development and implementing API-driven integrated architectures
• Deep understanding of enterprise database systems, including Oracle and SQL, with a focus on optimizing data flow and integrity
• Experience in payment processing operations and financial technology integrations, ensuring secure and compliant transaction workflows
• Proficient in Python programming, complemented by cloud platform expertise in AWS and Azure environments
• Hands-on experience with AWS services such as Lambda, API Gateway, EKS, IAM roles & policies, Elastic Beanstalk, Fargate, VPC, Subnets, Route Tables, and Load Balancers
• Skilled in modern CI/CD practices utilizing tools such as GitHub, GitHub Actions, Azure DevOps, TeamCity, Jenkins, Docker, and Kubernetes for streamlined delivery pipelines
• Expertise in monitoring and logging solutions including Splunk, ObservInc, AppDynamics, AWS CloudWatch, and Azure Monitor to ensure high system availability and performance
• Demonstrated leadership in guiding engineering teams, establishing best practices, and driving technological innovation
• Strong proficiency in designing robust, scalable application architectures, applying object-oriented principles and industry best practices
• Adept at troubleshooting complex, multi-component systems to resolve critical technical issues efficiently
• Experienced in Agile (Scrum) methodologies, fostering collaborative team environments focused on continuous delivery and improvement

Education Qualifications

• Bachelor’s degree/master’s degree in engineering in Computer Science/Information Technology or any similar stream